One of the best methods of protecting your employees from construction falls is through fall protection policies. These policies protect your employees and the property of your company by helping to pay for any property damage or medical expenses that may be caused by falls on your job site. In addition, these policies may also help you avoid hefty fines that may be levied against you by your employer if you fail to keep your worksite safe. There are several different types of construction fall protection. The two most common include ladders and fall guards. Ladders allow workers to work above ground level, but are often still at risk of falling due to the angle of their fall. Fall guards, on the other hand, are placed at a lower level, between the ground and any structure at your worksite. When choosing construction fall protection for your employees, you should consider two things. First, you need to make sure the policy offers adequate coverage for the type of work your employees perform. For example, if you have heavy use construction and concrete work you may want to choose from one of the various fall protection policies that offer up protection for concrete and heavy use. Second, you need to ensure the policy provides enough coverage so that your employees can comfortably protect themselves from falls while working. The first type of construction fall protection, you may be offered is personal fall arrest (PFA). This type of policy offers protection for the construction workers only and does not provide coverage for the workers or the property. This may seem like a bad choice, as there are plenty of other policies that provide coverage for both types of people and property. However, if a PFA policy is purchased it is important to carefully read the policy and ensure that it provides protection for the construction workers as well as the other workers and the property surrounding the work area. Another aspect to consider when choosing construction fall protection for your employees is the employer's liability insurance. This particular coverage protects your business and allows you to limit your financial losses in case an employee falls or is injured on your site. The insurance covers medical expenses and other out-of-pocket expenses for the employees and property. It is recommended that you purchase the optional Employers Liability Insurance Policy, (ELIP). This type of coverage will protect your business from any injury or death sustained by one of your employees while on your site. If you are looking for construction safety for safety professionals, you should closely review the offers from your employer. Ask for information about the policies, the amount of coverage, and the exclusions included in the policy. Make sure the policy provides you with a means to track claims and to manage them easily. You may also want to review the policy with an independent professional consultant to identify areas for improvement. Knowledge is power and so you would like to top up what you have learned in this article at https://en.wikipedia.org/wiki/Fall_protection.
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